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Home Warranty Reviews
At Top10HomeWarrantyExperts, we understand your need for true and genuine reviews about the best home warranty companies in America. And to provide you with the most genuine and comprehensive reviews, we analysed and created absolutely detailed and authentic home warranty reviews of the topmost companies in the industry.
Backed by a staff of expert data analysts and insurance industry professionals, we help you learn and understand every aspect of the home warranty industry. And we take it upon us to help you find the best home warranty company that suits your needs.
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How We Review and Rate a Home Warranty Company?
At Top10HomeWarrantyExperts, we solely aim to offer our customers with a good home warranty assessment of the various services, features and plans offered by a home warranty company. We do not believe in offering a simple content with a list of services and promotions being offered by any respective home warranty company. We simply attempt to offer all our readers and customers with a comparative analysis of a chosen home warranty plan with the other available companies in the market.
Why Do Homeowners Need A Good Home Warranty?
Owning a home is a dream dreamt by almost all. And in order take good care of your home, you surely need a good home warranty plan that will cover all your appliances and systems, particularly during breakdowns. It is not everyday that your systems or appliances suffer a breakdown, but when it does, repairing or replacing the appliance can cost you a lot of money. A good home warranty gives you protection against such unavoidable damages or breakdowns.
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Repairing an HVAC system may cost your several hundred dollars and a couple of thousand dollars for replacement. Such expenses can seriously put a dent in your savings and budget. A good home warranty plan takes care of all these expenses for you and helping you save your money. All you need to do is pay an annual average amount of $550 and the company will offer your free repairs and replacements upto a certain limit along with a deductible cost for services.
However, you need to understand that not all home warranty plans are alike. Every company has a different policy, plan, service and contractor to solve your problem. There are certain companies that solve all customer complaints instantly, while there are a few that neglect customer claims. Hence it gets extremely important that you choose the best home warranty company for your abode.
You will be amazed to know that there are almost a different 100 home warranty companies in the market and hence, there are almost 500 home warranty plans offered to customers. It is entirely upon the customer to choose which home warranty plan suits their requirements and budget. One customer may choose a plan that covers minimal appliances, while another customer may choose a plan that allows him to include several other add-ons to his plan. A good home warranty company must be able to satisfy these requirements of its clients at the most reasonable cost.
Home Warranty services are particularly fruitful for new homeowners who have a lot of expenses lined up in their first couple of years into homeownership. Such unexpected expenses can not only put a hole in your pocket but also disrupt your savings. As a result, it is simply perfect for homeowners to buy a good home Warranty plan.
Home Warranty Buying Tips
If you are planning to buy a home warranty plan for your beautiful abode, here are some tips to help you get the best warranty plan.
- Check the online home warranty client reviews of all the companies. You will notice that most of these reviews are negative and indicate certain problems in the company. Make sure to read these reviews carefully before making your decision.
- Research every detail you can about the home warranty company that has grabbed your attention. Check their ratings, reviews, services, plans, trustworthiness and client complaints before deciding.
- Service providers often tend to be vague while mentioning terms and conditions. For instance, they may not clearly state pre-existing conditions that are covered. These companies use this to evade upcoming claims. Inspect the terms and conditions carefully.
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- Match the value of your home system with the replacement limit of the home warranty plan you intend to buy. If you have expensive appliances, choose a plan with a higher coverage limit.
- All home warranty companies offer a 30-day waiting period after signing the contract. This means your appliances and systems will not be covered immediately the next day after you sign.
- Certain appliances and systems are never covered by any home warranty company, such as phones, computers, screens, etc. These electronic appliances require a separate plan.
- Ensure the home warranty company you choose offers emergency customer service 24/7. In case of urgent breakdowns, you won't have to wait long hours for a repairman.
Questions to Ask Before Choosing a Home Warranty Company
If you thought that home Warranty plans are only for the new homeowners, you are definitely wrong. All homeowners, also those living in older homes can have a home warranty plan to protect their home and its appliances. However, before you choose any home warranty plan, it is important that you perform a thorough research about the various plans, the coverage offered, limitations, etc. So, here are a few questions that you must ask all your shortlisted home warranty companies.
What is a home warranty?
+A home warranty is a service contract that covers the repair and replacement costs of major home appliances and systems. When your appliance or system breaks down, you only pay a fixed service fee, and the warranty company covers the remaining repair or replacement costs.
How is a home warranty different from home insurance?
+Home insurance primarily covers damage to the home structure and property caused by external factors (such as fire, natural disasters, theft, etc.). Home warranty, on the other hand, covers home appliances and systems that fail due to normal use and aging. The two complement each other as protection.
What does a home warranty typically cover?
+Most home warranty plans cover major systems including: HVAC systems, electrical systems, plumbing systems, etc. Major appliances include: refrigerators, dishwashers, ovens, washing machines, dryers, etc. Coverage may vary between different companies and different plans.
Do I need a home warranty?
+If you're concerned about sudden appliance or system repair costs, or if your home appliances have been in use for some time, a home warranty might be a good option. It can help you budget for repair costs and avoid unexpected large expenses due to major equipment failures.
How do I choose the best home warranty company for me?
+When choosing a home warranty company, consider the following factors: coverage scope, service fees, company reputation, customer reviews, contract terms, and exclusions. It's best to review quotes from multiple companies, compare service offerings and prices, and choose the warranty plan that best meets your needs.
Conclusion
Home Warranties are a boon for all homeowners! However, the key to its success depends largely on which home warranty company you choose. We highly recommend that you check our unbiased reviews on all the top rated home warranty companies. Our Reviews are 100% true, fact-based and with inclusions of real customer feedbacks and expert opinions.
Happy Home Warranty Hunting!